Loans

heloc uk equivalent

What Is the UK Equivalent of a HELOC?

LoydMartin

If you have read about American homeowners borrowing through a home equity line of credit, you may be wondering what ...

fixed rate vs tracker remortgage

Fixed Rate vs Tracker Remortgage: Which Should You Choose?

LoydMartin

Choosing between a fixed rate and a tracker when you remortgage is less about guessing where interest rates will go ...

remortgage process step by step

The Remortgage Process: Step-by-Step UK Guide

LoydMartin

Remortgaging means replacing your existing mortgage with a new deal, usually because your current fixed or discounted rate is ending, ...

remortgage income requirements

What Income Do You Need to Remortgage?

LoydMartin

There is no single salary you must earn before you can remortgage in the UK. What matters is whether a ...

remortgage with bad credit

Can You Remortgage with Bad Credit in the UK?

LoydMartin

Bad credit does not automatically rule out remortgaging in the UK, but it can narrow your choice of lenders and ...

remortgage to release equity

How to Remortgage to Release Equity from Your Home

LoydMartin

Remortgaging can do more than replace an existing mortgage with a new deal. If your home is worth more than ...

remortgage fees

Remortgage Fees Explained: What You May Have to Pay

LoydMartin

Remortgaging can look simple when you compare interest rates, but the rate is only one part of the price. A ...

remortgage after fixed rate ends

What Happens When You Remortgage After a Fixed Rate Ends?

LoydMartin

When a fixed mortgage deal comes to an end, the mortgage itself does not disappear. You still owe the remaining ...

what is remortgaging

What Is Remortgaging? A UK Homeowner’s Guide

LoydMartin

Remortgaging means replacing your existing mortgage with a new mortgage, usually from a different lender, while staying in the same ...

how much deposit to buy a house UK

How Much Deposit Do You Need to Buy a House in the UK?

LoydMartin

For many buyers, the mortgage is not the first hurdle. The deposit is. In the UK, that usually means saving ...